[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.orlobus.cz\/banky-odmitaji-velmi-casto\/#Article","mainEntityOfPage":"https:\/\/www.orlobus.cz\/banky-odmitaji-velmi-casto\/","headline":"Banky odm\u00edtaj\u00ed velmi \u010dasto","name":"Banky odm\u00edtaj\u00ed velmi \u010dasto","description":"Ekonomick\u00e1 situace v\u00a0\u010cesk\u00e9 republice je v\u00edce ne\u017e vynikaj\u00edc\u00ed. Za posledn\u00edch n\u011bkolik let jsme podstatn\u011b pokro\u010dili a st\u00e1v\u00e1me se pomalu modern\u00ed evropskou zem\u00ed, kter\u00e1 si dok\u00e1\u017ee st\u00e1t za sv\u00fdm. Banky se v\u0161ak ji\u017e nyn\u00ed p\u0159ipravuj\u00ed na strm\u00fd, nebo sp\u00ed\u0161e strm\u011bj\u0161\u00ed, p\u00e1d, kter\u00fd o\u010dek\u00e1v\u00e1 ka\u017ed\u00fd r\u016fst v\u00a0kapitalistick\u00e9 ekonomice. Nen\u00ed to v\u016fbec \u017e\u00e1dn\u00e1 hra\u010dka, takhle v\u0161echno p\u0159edpov\u011bd\u011bt, ani\u017e...","datePublished":"2018-08-06","dateModified":"2023-05-11","author":{"@type":"Person","@id":"https:\/\/www.orlobus.cz\/author\/#Person","name":"","url":"https:\/\/www.orlobus.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2764a424a89ac38785df784051989f5c5cb264a2405c7e5d24c1907a83f0fb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2764a424a89ac38785df784051989f5c5cb264a2405c7e5d24c1907a83f0fb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"orlobus.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.orlobus.cz\/wp-content\/uploads\/img_a323681_w2750_t1535400367.jpg","url":"https:\/\/www.orlobus.cz\/wp-content\/uploads\/img_a323681_w2750_t1535400367.jpg","height":0,"width":0},"url":"https:\/\/www.orlobus.cz\/banky-odmitaji-velmi-casto\/","wordCount":444,"articleBody":"Ekonomick\u00e1 situace v\u00a0\u010cesk\u00e9 republice je v\u00edce ne\u017e vynikaj\u00edc\u00ed. Za posledn\u00edch n\u011bkolik let jsme podstatn\u011b pokro\u010dili a st\u00e1v\u00e1me se pomalu modern\u00ed evropskou zem\u00ed, kter\u00e1 si dok\u00e1\u017ee st\u00e1t za sv\u00fdm. Banky se v\u0161ak ji\u017e nyn\u00ed p\u0159ipravuj\u00ed na strm\u00fd, nebo sp\u00ed\u0161e strm\u011bj\u0161\u00ed, p\u00e1d, kter\u00fd o\u010dek\u00e1v\u00e1 ka\u017ed\u00fd r\u016fst v\u00a0kapitalistick\u00e9 ekonomice. Nen\u00ed to v\u016fbec \u017e\u00e1dn\u00e1 hra\u010dka, takhle v\u0161echno p\u0159edpov\u011bd\u011bt, ani\u017e byste ovl\u00e1dali \u010di n\u011bjak zasahovali do finan\u010dn\u00edho trhu. Sv\u00fdm spekulantstv\u00edm to v\u0161ak, bohu\u017eel, p\u0159ivedete. Nejde tak ani o to, \u017ee by se snad utahovat opasky nem\u011bly, to v\u016fbec ne, pr\u00e1v\u011b naopak m\u011bly a po\u0159\u00e1dn\u011b, ale p\u0159eci jen odm\u00edtat spoustu klient\u016f kv\u016fli o\u010dek\u00e1van\u00e9mu p\u00e1du je p\u0159\u00edmo \u0161\u00edlenstv\u00ed, a\u0165 u\u017e se na to d\u00edv\u00e1te v\u00a0jak\u00e9koliv dob\u011b. Nehraj\u00ed zde v\u0161ak pouze faktory ekonomick\u00e9 celost\u00e1tn\u00ed.\tMakro, mikro a pidiDom\u00e1cnost je z\u00e1kladn\u00ed jednotkou ekonomiky. To je fakt, kter\u00fd se vyu\u010duje na z\u00e1kladn\u00edch \u0161kol\u00e1ch. Klasicky a v\u00a0naprost\u00e9m ide\u00e1lu se takto ozna\u010duje 4\u010dlenn\u00e1 rodina. Ale je to vlastn\u011b ka\u017ed\u00fd \u010dlov\u011bk, a\u0165 u\u017e v\u00a0rodin\u011b nebo s\u00e1m, kter\u00fd m\u00e1 n\u011bjak\u00fd p\u0159\u00edjem a n\u011bjak\u00fd v\u00fddaj. Situace v\u00a0\u010cesku nahr\u00e1v\u00e1 tomu, \u017ee spousta t\u011bchto dom\u00e1cnost\u00ed m\u00e1 v\u00fd\u0161\u00ed v\u00fddaje ne\u017e p\u0159\u00edjmy, \u017eije tedy na dluh a spl\u00e1cet ten dluh se j\u00ed v\u016fbec neda\u0159\u00ed. Nebudeme si nalh\u00e1vat a nalijeme si \u010dist\u00e9 k\u00e1vy, zadlu\u017eenost rapidn\u011b roste i p\u0159es vl\u00e1dn\u00ed programy a nejr\u016fzn\u011bj\u0161\u00ed akce. A nikdo nev\u00ed, jak to zastavit. Banky na to reaguj\u00ed snad co mo\u017en\u00e1 nejv\u00edce logicky \u2013 omez\u00ed poskytov\u00e1n\u00ed \u00fav\u011br\u016f se zv\u00fdhodn\u011bnou sazbou potencion\u00e1ln\u00edm neplati\u010d\u016fm, vylep\u0161\u00ed sv\u00e9 portfolio a \u201ebude l\u00e9pe\u201c. Spousta lid\u00ed ale jako reakci zvol\u00ed zm\u011bnu z\u00a0tradi\u010dn\u00edho bankovn\u00edho sektoru na ten soukrom\u00fd nebankovn\u00ed. A ten m\u00e1 pr\u00e1v\u011b te\u010f naprost\u00e9 hody.\tDiversita, to je r\u00e1j\u010c\u00edm pest\u0159ej\u0161\u00ed finan\u010dn\u00ed trh, t\u00edm l\u00e9pe. Ceny a podm\u00ednky se neust\u00e1le zlep\u0161uj\u00ed a stahuj\u00ed sebou nutn\u011b i banky, kter\u00e9 jsou nuceny s\u00a0t\u011bmito nebankovn\u00edmi spole\u010dnostmi z\u00e1pasit. Je to jednoduch\u00e1 nab\u00eddka a popt\u00e1vka. Pro n\u00e1s, jako potencion\u00e1ln\u00ed klienty, je v\u017edycky lep\u0161\u00ed, pokud je zde nebankovn\u00ed spole\u010dnost s\u00a0v\u00fdhodn\u00fdm \u00fav\u011brem. Nejen \u017ee bude tla\u010dit na ostatn\u00ed, ale tak\u00e9 na banky.                                                                                                                                                                                                                                                                                                                                                                                        4.9\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Banky odm\u00edtaj\u00ed velmi \u010dasto","item":"https:\/\/www.orlobus.cz\/banky-odmitaji-velmi-casto\/#breadcrumbitem"}]}]